Hope we never get to use it

State Farm mobile app
Chose face to face versus mobile app.


Lots of errands yesterday, including filing a claim for the accident a few days ago. After the fact, i realized i could have avoided a face to face office visit by doing it on my iPhone.

State Farm permits one accident forgiveness when you are a safe driver for 10 years or more.

We are safe drivers.

We have safe driver designation on two of our cars, but we’ve only owned the third car (in the accident) for one year. So State Farm defaulted us to a Good Driver Discount, and it would take nine more years to earn Safe Driver discount. So, our rate for this car will go up about 10%, for three years.

Anyway, never knew State Farm had accident forgiveness. And never knew that your impeccable safe driving record doesn’t transfer to a new policy for a vehicle you will be driving.

Live and learn, and remain grateful that no one was hurt.




On April Fool’s Day 2009, jeff noel began writing five daily, differently-themed blogs (on five different sites). It was to be a 100-day self-imposed “writer’s bootcamp”, in preparation for writing his first book. He hasn’t missed a single day since.

This website is about our home health. To leave this site to read today’s post on my mental attitude website, click here.


i am committed to taking the high road

American Bald Eagle near Walt Disney World
In yesterday’s email, i shared that i am committed to taking the high road.


Fifty days into the 100-day self-imposed writer’s bootcamp that began on April Fools’s Day 2009, i went to the pair of three-ringed binders in my closet for inspiration.

Inside each binder contains six months (at one page per day, 183 pages each) of wisdom i collected between my high school years (1974-1977), college years (1977-1983) and my earlier years at Disney World (1984-1999).

The original book idea was to publish one of those “page-a-day” motivational wisdom books as a legacy to my children.

On May 20, 2009, i found a photocopied item in one of the binders that seemed appropriate, so i typed it into WordPress and posted it. By the way, the photocopy was old and inaccurate, attributing the item to anonymous. There was no cut and paste from a website and there was no checking for authenticity on Google. i was new to the Internet and the Internet was like the wild west – most companies in 2009 did not have a social media policy for their employees.


Because the newly-found ease and unprecedented proliferation of social sharing – of anything and everything – combined for a perfect storm of ambiguity.

Meanwhile, that 100-day challenge, which i did not expect to successfully complete (because of previously failed attempts to write consistently) turned into something i could have never dreamt up.

It continued on the 101st day and hasn’t stopped. Not even for a single day.

That was nearly eight years ago and over 2,700 blog posts at Mid Life Celebration. When you add the other four daily blogs i write, i have over 12,000 posts on the Internet.

One post out of 2,700 (or 12,000+) does not make for a premeditated effort to infringe on anything.




This website is about our home health. To leave this site to read today’s post on my mental attitude website, click here.

Dear Son, The Other Dynamic Fueling My Writing Is The Dedication I’ve Shown To Not Crossing Any Lines

Doing the right things for the right reasons is always the best policy.

Dear Son, the other significant dynamic fueling a renewed sense of writing adventure is how utterly dedicated I’ve been in writing so prolifically, yet so appropriately, as to never cross any lines – no conflict of interest. Ever. Period.

Insight: Having a compelling purpose in life allows you to find a way around every obstacle. It also hones your patience.

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