Must Haves Must haves (IMHO): Life partner Home Insurance WAIT! Time out. This is not going like I thought. What do we really need? Perhaps I should start over with the ‘Must Haves’: A Happy Heart End of story. Next Blog By jeff noel Retired Disney Institute Keynote Speaker and Prolific Blogger. Five daily, differently-themed personal blogs (about life's 5 big choices) on five interconnected sites. View all of jeff noel's posts.